Payments/ Financing

For your convenience, we accept cash, personal checks, money orders and major credit cards including: VISA, MasterCard, American Express & Discover.  Capital Dental Group is a fee for service office; therefore, payment is due at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office prior to the start of treatment.


As a service to our patients, Capital Dental Group accepts most dental insurance programs, including PPO plans or non-managed care. We do not accept any HMO insurance plans.  You should be aware that different insurance companies vary greatly in the types of coverage available. We do our best to compile all dental benefit information provided from your dental insurance carrier in order to give accurate insurance estimates. Nevertheless, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits should be.

Financing Options

We hope that fees for treatment are not a hindrance in the decision of moving forward with necessary treatment. To best serve our patients Capital Dental Group accepts the following third-party financing:

We’re pleased to offer our patients CareCredit, North America’s leader in patient payment plans.  CareCredit lets you begin your treatment immediately – then pay for it over time with low monthly payments that fit easily into your monthly budget. Like a credit card, but better!

CareCredit works like a credit card, but is exclusive for healthcare services.  With no up-front costs, no pre-payment penalties, and no annual fees, CareCredit lets you pay overtime and frees up cash and credit cards for the other expenses.  Plus, you can use your card, again and again, to pay for additional treatment for yourself or family members in any CareCredit practice.

  • Low minimum monthly payments
  • No-interest financing if paid within 12 months (Additional plans may be available)
  • No up-front costs, pre-payment penalties or annual fees

Learn more by visiting or contacting our office. Good credit standing is required. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds!

No initial payment

  • Payment plans ranging from 12 to 84 months
  • No interest for up to 12 months or extended plans with interest as low as 3.99-9.99%
  • Prepayments can be made anytime without penalty
  • Fast, confidential service online at their secure website
  • lendingclub.comGood credit standing required.


In-House Financing

We offer Ez Pay financing on all orthodontic treatment fees and at times offer short-term payments for extended treatment.

  • No credit history required
  • Auto deducted from account of your choice

All payments must be made prior to the completion of treatment unless another arrangement is made with our financial coordinator.